How does chime work with direct deposit

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In general, it will be no later than 5:00 PM ET up to 2 days earlier than your “normal” pay day.īelow shows the latest you should expect direct deposits to hit your Chime account by day: There really is no “set time” that a direct deposit will hit your account.

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If this is your first direct deposit with your Chime checking account, don’t be surprised if this one is slower than expected.įuture direct deposits to your Chime account should be faster – possibly up to 2 days faster. If your employer and their bank process things early enough you COULD get your direct deposit up to two days early.

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This is typically the LATEST you’ll get your direct deposit with Chime, and often times you’ll get it earlier. RELATED: Chime Mobile Check Deposits (Complete Guide) What Time Does Chime Direct Deposit Hit my Account on Wednesdays?Īs a general rule of thumb, a Chime direct deposit will hit your account on Wednesdays by 5:00 PM ET.

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